Please submit your concern

Explanation:

The question stems asks for what 'cannot be concluded'
Option 1 has been stated in the opening lines of paragraph 1- “...in the first quarter, loan demand is not quite robust.”.
Option 2 has been stated verbatim in paragraph 9.
Option 4 has been stated verbatim in the opening lines of paragraph 6.
Option 3 is contradicted by the statement made by SBI chief Mr Bhattacharya “...we actually did not get good fresh proposals in the quarter” in the concluding lines of paragraph 5.
Hence, the correct answer is option 3.

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