Please submit your concern

Explanation:

Paragraph 3 states that one of the positive aspects to bank consolidation through mergers is a “higher exposure threshold”. Thus option 1 is true.
Paragraph 6 urges banks to “look inwards” and “focus on financial deepening at home”. This means that there is indeed scope to do so. Thus option 2 is also true.Option 3 is untrue, since paragraph 5 lists banks which fall under the current global league tables.Option 4 can be inferred from paragraph 7, which mentions the risks in relation to the pause in overseas expansion with the onset of the global crisis.
Hence the correct answer is option 3.